Even the most successful individuals, no matter how rich or famous they are, can’t seem to make ends meet. But, as I sit here and write this, I’m sure that’s because they never had to, they don’t have the money or the resources, and they don’t have the support to hire the right people to do it.
You could say Im talking about me. It’s true. I’m the type of guy who has been lucky enough to never have had to hire a financial planner because I dont have the money to do so. I know the basics of how to work a spreadsheet, so I’m able to keep a positive attitude when I’m working on my personal finances.
I know what you mean. I do that too. I have a spreadsheet I use for my personal finances. I also have a spreadsheet that I use for managing my business finances. When I need to make a long-term change to my business finances, I use a spreadsheet to make those changes. Thats because my business is very, very important to me.
For many years I was a consultant for a financial services firm. I was able to do some very large financial transactions and have some very large tax deductions. However, a couple of years ago I decided to start a personal finance business (because that is what I needed to do) and this is how it works. I have a spreadsheet that I use to do my personal financial calculations.
With spreadsheet, you can make simple calculations, keep your records updated, track who you owe money to (whoever you owe money to) and how much you owe, and have all these things easily accessible. There are some other features that you might want to look into if you’re trying to make a more permanent change to your finances. For example, you might want to start tracking the cost of your home, car, business, and so on.
Yes, I have a spreadsheet that I use to do my personal financial calculations.
I do it on my phone, of course, but you can also use a tool like Google’s own spreadsheet. With a free Google spreadsheet, it’s pretty easy to see how much you owe, how many different types of debts you have, and how much of each you owe. If you don’t want to use a spreadsheet, you can even export your data to an application like Google Keep to keep track of your finances.
Well, not just your finances, but the cost of any other part of your life. The main reason that most people don’t budget is that they’re afraid of the amount of money they’ll spend on one thing, like going to the grocery store. I don’t think that’s true. The amount of money I spend on food is like $0. I have a family of five.
Not only does it save you money, but it also lets you compare how much you spent today with how much you can afford for the next few months. This lets you know if you are spending too much or too little on something.
I know you can spend a lot of money on a lot of different things, but I have been known to spend way more money on my health insurance than I should. I know that it is hard to understand, but there is just something about having a good health insurance that helps you stay healthier.