What is a financial aid program? The answer lies in the name, as a financial aid program is a way to assist individuals in meeting their financial obligations such as loans or grants. It is not unusual to have parents lend money to their children when they need money, but now we see them doing it again and again. Why is that? Because when the parents’ hard work goes unstudied, it leads to total debt instead of saving up for the future. Try this out for yourself. All you need to do is take three disposable products: an iPhone, a computer with Flash application, and enough cell phone data for six months worth of expenses/needs.