In my personal finance muncie indiana, I have taken a big step and made a commitment to go there and have a decent life ahead of me. I had been offered a chance to pursue a degree in finance, and I was honored enough to pursue it. I went on a few small projects to try and earn some extra money and I made the switch.
I made a commitment to never take any loans for a car, home or credit card ever again. This was a big change in my financial life, and I’m not ashamed to admit it.
The first thing I did was go to my local community college and get my Financial Literacy certificate. Now I know exactly what to do with my money, how to spend it wisely, and how to avoid getting stuck with an unpaid bill. I also started a savings account with my state tax credit, and I took the time to figure out what to do with the money I was saving in my account.
I can’t say for sure if I did that right. I feel like I had a bit of a learning curve for all the changes I made in my life, and I can’t be sure that I did the best job of it. My first big goal was to get my FICO score up to a respectable 730. That’s about where most of my friends are at.
This is a good example of where your thinking is going awry. Do you think you could have gotten into the game quicker than taking a shot and being kicked out of the game? I know you could have.
That’s very different from what I was thinking. I was thinking I would have a huge advantage over my friends in FICO scores if I would have taken a shot at the game earlier. I was a little surprised at my FICO scores at the time. I was just trying to get a shot at the game because I had been playing it for about a year at the time and I was bored and wanted to see if it was fun.
Well, the game is definitely fun, but the FICO scores are more of a reflection of the fact that you didn’t try your best. FICO scores are based on how much money you have and how fast you can convert it to dollars. So if there are a lot of people who are trying to get in and you haven’t even tried to raise your bank account to compete, then your FICO scores will be lower than if you’d done so.
My FICO scores have been pretty low lately, but I dont care, my bank account and my investments have been doing fine. Ive been getting a lot of interest from a few large investors as well. In fact, one of my largest investments was a little over a year ago and my FICO scores have been doing well ever since.
So if it was good for you in the past, it probably will be good for you in the future. If youre investing for the long term then it may be worth more than it seems right now. I just don’t invest all the time, so I usually have a big chunk of the money in cash. That way I can invest it in a way that works for me and the future.
I think that investing wisely is one of the best ways of earning a comfortable living that doesn’t require you to work. But with the increase in wealth inequality, the number of people who can afford to do that is diminishing at every turn. Money may not be plentiful, but it is a lot easier to earn it in the long run if you invest it wisely.