I published a previous chapter, ‘The Three Fs’ and am now going to knock out the third. Each chapter of The Three Fs provides answers to a question that you can use in your own personal finance situation. But what is a personal finance pro doing? This book is aimed at those who are looking to make the most of their money, but do not have time for a traditional financial life. It also teaches you about how to make money with your time – sort of like my tutorial on how to make yoga practice palatable for non-yogins.