I was thinking about this for a while after I wrote this. I think it is definitely true that the majority of the time we are unaware of how we are spending our money. I am one of those people who is very aware if we don’t have a certain amount of money to spend or we don’t have enough money to pay our bills, we are going to spend money we don’t have.

I also think the same applies to our purchases. If we had a few extra dollars the other day we could have gone shopping, but we didnt. We just took that money and spent it on things that we wanted.

Money is like a really good friend that gives you great deals, but if you don’t pay attention to what you are doing with it, you may end up with a great deal that you don’t need. It seems that most people have a tendency to overspend, especially to the extent that they are not careful to pay attention to their spending habits. When you are not careful what you are buying, you end up with things that you do not need.

It is important to know what you are spending it on, and when you are spending it on something that is not essential. By knowing where your money is going, you can spend it in a way that is on-the-mark and will help you to enjoy better the rest of your life.

The following is a list of things that you can try to identify early on in your budgeting process, so that you can avoid unnecessary purchases.


The first thing to do when you are not sure of your budget is to check for hidden costs. There are many cases where you do not have any idea of the cost of something that you are buying. It is important to identify costs, and not only the price of the thing, but to see where it goes. For instance, for a book of business cards, it is important to check for a “book and cover” cost.

When you are spending money on something, it’s a good idea to check to see if it’s a good idea. Otherwise, you might end up spending more than you planned. The best thing for this is to do a little background research on the things you’re buying to see if they will help you save money in the long run. You will find that the cost of things you buy can be reduced substantially if you do not make unnecessary purchases.

I know this is a lot to take in, but I am constantly on the lookout for ways to be more frugal when I am buying new clothes and other items for my family.

My friend and I have been talking about this for years, and it’s the one thing we’ve been able to talk about as our own personal income, but I don’t think its in our DNA.


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